Website Search
Find information on spaces, staff, and services.
Catalog Search
Books
Financial Inclusion : Critique and Alternatives
- Author / Creator
- Available as
- Online
- Summary
-
Rajiv Prabhakar brings together the typically exclusive views of supporters and critics to present a nuanced, critical analysis of 'financial inclusion'. Addressing issues including the 'poverty pr...
Rajiv Prabhakar brings together the typically exclusive views of supporters and critics to present a nuanced, critical analysis of 'financial inclusion'. Addressing issues including the 'poverty premium', financial capability and housing, this dialogue advances crucial public, academic and policy debates and proposes alternative paths forward.
Details
- Format
- Books
- Language
- English
- Publication
-
- Bristol : Policy Press, 2021
- Physical Details
-
- 1 online resource (180 pages)
- data file
- ISBNs
- 1447355938, 1447355946, 1447345460, 9781447355953, 9781447355939, 1447355954, 1447355962, 9781447355946, 9781447345466, 9781447355960
- OCLC
- on1228037689
- Description based upon print version of record.
- Front Cover -- Financial Inclusion: Critique and Alternatives -- Copyright information -- Dedication -- Table of contents -- Acknowledgments -- Preface -- 1 What is financial inclusion? -- Introduction -- Background -- Financial Inclusion Policy Forum -- Lack of dialogue between the literatures -- What does financial inclusion mean? -- Why is financial inclusion important? -- Individual freedom -- Self-exclusion -- An example: reducing the unbanked -- Financialisation -- Subjects or agents? -- Financialisation and neoliberalism -- Structure of this book
- 2 Financial capability: citizens or subjects? -- Introduction -- What is financial capability? -- Financial capability and financial inclusion -- The capability approach -- Capability and freedom -- The capability approach and poverty -- Building financial capability -- Behavioural nudges -- An example: Save More Tomorrow -- Do behavioural nudges undermine freedom? -- Tensions between behavioural economics and activity -- Conclusion -- 3 Financial inclusion and saving -- Introduction -- Asset-based welfare -- IDAs -- Long-term saving: the CTF -- Discussion -- The Welsh government reforms
- Progressive universalism -- Constraints -- Financial inclusion -- Credit unions -- Automatic enrolment into a workplace pension in the UK -- Qualitative research -- Results -- Are people aware of AE? -- Why do people not opt out? -- Why do people opt out? -- Discussion -- Conclusion -- 4 The case of housing -- Introduction -- Privatised Keynesianism -- Asset-based welfare and housing -- Developing a different model of housing -- An example: millennial angst -- Conclusion -- 5 Alternatives -- Introduction -- Universal basic income -- Basic income and basic capital
- The financial system and basic income or basic capital -- Universal basic services -- A needs-based rationale for universal basic services -- Combining universal basic services and universal basic income -- The practicality of alternatives: the case of taxing wealth -- Background -- The tyranny of the status quo -- The 2005 CT revaluation in Wales -- Effects of the 2005 revaluation -- Reaction to the 2005 revaluation -- Failed CT revaluation in 2015 -- Discussion -- Conclusion -- 6 Conclusion -- Introduction -- What can critics learn from the supporters of financial inclusion?
- The case of financial education in schools -- Financial education in England -- Financial education in Wales -- Financial education in Scotland -- Financial education in Northern Ireland -- Creating investor-subjects? -- Further areas of research -- Financial technology -- The responsible corporation -- COVID-19 and future research -- Conclusion -- References -- Index -- Back Cover