U.S. Implementation of the Basel Capital Regulatory Framework

Author / Creator

Library of Congress. Government Division

Available as

Online

Summary

Provides overview of capital adequacy regulation, which requires banks to hold enough reserves to maintain minimum levels of capital-asset ratios. Discusses Basel Capital Accords and enhanced safet...

Provides overview of capital adequacy regulation, which requires banks to hold enough reserves to maintain minimum levels of capital-asset ratios. Discusses Basel Capital Accords and enhanced safety and soundness requirements under P.L. 111-203, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). Reviews U.S. implementation of Basel III, and various Dodd-Frank Act requirements. Examines whether higher capital requirements curb lending, systemic risks, or both.

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