Private Health Insurance Premiums and Rate Reviews

Author / Creator

Library of Congress. Congressional Research Service

Available as

Online

Summary

Provides overview of concepts, regulation, and available public data regarding private health insurance premiums. Examines drivers of premium increases, including health benefit expenses, administr...

Provides overview of concepts, regulation, and available public data regarding private health insurance premiums. Examines drivers of premium increases, including health benefit expenses, administrative costs, health insurance company profits, and underwriting cycle. Presents review of health insurance rates, including State rate filings and reviews and Federal reforms affecting premiums.

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