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Provides overview of servicing; summarizes typical array of foreclosure and loss mitigation options that servicers may offer distressed borrowers; and discusses incentives that may guide servicers ...
Provides overview of servicing; summarizes typical array of foreclosure and loss mitigation options that servicers may offer distressed borrowers; and discusses incentives that may guide servicers decisions. Examines regional drivers of mortgage repayment problems and loss mitigation outcomes, including house price movements and unemployment trends. Includes case study on performance of Texas mortgages during recent crisis, illustrating importance of regional factors for influencing loan repayment problems and loss mitigation outcomes. Includes graphs.