(326                 MICHIGAN FIRlE & MARINE INS. CO.
RECAPITULATION OF FIRE RISKS AND PREMIUMS.
Gross
premiums       0     Amount of
Year            Term.              Amount        charged,       D ,    premium
Wvritten.                           covered.       less re-       a    unearned.
insurance.      An
1912 ...... One year or less         $35,473,4001   $433,751 73 1-2     
$216,875 86
1911 .... Two years                      149,6401        795 71 1-4     
     198 92
1912 ......Two years                      69,7751        807 80 3-4     
     605 S.
1910 ...... Three years .16,993,0601                 160,577 401 1-6    
  26,762 90
1   .....   Three years .19,454,173                  188,840 231 1-2    
  94,42( 31
1912 ......Three years .24,034,342                   226,118 67 5-6     
 188,482 20
1909...... Four years .95,600                            926 98 1-8     
     115 87
1910 ...    Four years .........          17,350         193 s0 3-8     
      72 66
1911 .. .   Four years .........          61,237         708 21 5-8     
     442 60
1912 ...    Four years          ,         47,920         493 31 7-8     
     431 62
1908 ...    Five years .........       1,516,294      19, 376 45 1-10   
   1,937 64
1909 ...    Five years    .......      2,711,030      30,941 12 3-10    
   9,282 3:
1910......I Five years .........       3,052,780      35,374 86 1-2     
  17,687 43
1911......I Five years .........       3,723,105      42,711 16 7-10    
  29,897 77
1912......I Five years .........       4,216,016      46,533 54 9-10    
  41,880 15
I      Totals ........    $111,615,7221 $1,188,150 971 ...... 1  $629,093
91
BUSINESS IN THE STATE OF WISCONSIN DURING THE YEAR.
Fire.
Gross risks written         ................................................
$3,147,625 00
Less $583,783 risks cancelled, and $535,976 reinsurance in companies
authorized in Wisconsin .........        ................................
 1,119,759 00
Net risks written ..........      ................................... $2,027,866
00
Glr-oss premiums on risks written ................................      
  $36,386 33
1 Less $6,258.61 return premiums ,and $6,320'79 premiums for rein-
surance in companies authorized in Wisconsin ....................       
 12,579 40
Net premiums received .......................................        $ 23,806
93
Losses paid (deducting salvage) ..................                      
  $5,725 71
LMss losses on risks reinsured in companies authorized in Wiscon-
sin ...............................................................     
   742 08
Net losses paid ............     ...................................  $4,983
63
Losses incurred .............................................      ...  
   $5,397 60
Less losses on risks reinsured 4n companies authorized in Wiscon-
sin ...............     __.........--.....................................
  742 08
Net losses incurred     ..................... .......................  $4,655
52