482                      GERMAN FIRE INS. CO.
LIABILITIES.
Gross losses adjusted and unpaid, not yet due  ......  $14,485 85
Gross claims for losses in process of adjustment or
in suspense ..............  .........................  19,715 97
Gross claims for losses resisted .......................  ,I208 03
Total ..                                        $65,502 85
Deduct reinsurance due or accrued .....               13,978 73
Net amount of unpaid losses and claims .$51,524 07
Gross premiums (less reinsurance) received and re-
ceivaule upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks, $330,284.04; un-
earned premiums (fifty per cent) .....  .............  $165,142 02
Gross premiums (less reinsurance) received and re-
ceivaule upon all unexpired fire risks running more
than one year from date of policy, $841,845.15; un-
earned premiums (pro rata) ......    .................  449,677 51
Total unearned premiums as computed above .....    .........  614,819 53
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  1,
830 75
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement           7,56(0
00
Commissions, brokerage and other charges due or to become due
to agents and brokers .733 50
Total amount of all liabilities except capital ..... ...........  $676,467
85
Capital actually paid up in cash ......... ..........  $3,00, 000 00
Surplus over all liabilities ...........................  146,675 07
Surplus as regards policyholders .......    ..........................  446,675
07
Total liabilities ........................ ...................... $1,123,142
92
RISKS AND PREMIUMS.
Gross
premiums
Fire risks. .  thereon.
In force on the 31st day of December, 1911 ......... $120,327,739 $1,276,090
88
Written or renewed during the year .75,064,120                    818,735
48
Total ...                                 .. $195,391,859 $2,094,826 36
Deduct those expired and marked off as terminated    67,265,lu   772,234
29
In force at the end of the year .$128,126,697 $1,322,592 07
Deduct amount reinsured .13,479,719                               150,462
88
Net amount in force .$114,646,978 $1,172,129 19