UNITED    AMERICAN      FIRE   INS. CO.                   235
RECAPITULATION OF FIRE RISKS AND PREMIUMS.
1                             ~~~~~~~~Gross
premiums              Amount of
Term.                   Amount          charged                 premium
Year                                           less re-m.cveunearned.
written.                        covered.                               u
insurance.
1912.... One year or less         $2,454,488      $31,917 42   1-2      
 $15,958 71
19110 .... Three years ....        3,096,948       31,790 77   1-6      
   5,298 46
1911 .... Three years ....         3,078,397       30,132 31   1-2      
  15,066 15
1912 .... Three years ....         3,302,995       32,713 90   5-6      
  27,261 58
1909 .... Four years                 .1. 0, 400        90 37   1-8      
      11 30
1910 .... Four years .....            28,700          239 60   3-8      
      89 85
1911 .... Four years .....            58,300          598 43   5L-8     
     374 02
1912 .... Four years .....            27,550          214 88   7-8      
     188 02
1908.... Five years ...              171,092        3,090 31   1-10     
     309 03
1909 ....  Five years                180.962        2,800 51   3-10     
     840 15
1910 .... Five years    .....        262,550        3,965 38   1-2      
   1,982 69
1911      Five years    ......       850,337       12,540 15   7-10     
   8,778 07
1912 .... Five years                 675,164       10,443 40   9-10     
   9,399 06
Totals .......     $14,257,884     $160,537 43              $85,557 09
BUSINESS IN THE STATE OF WISCONSIN DvRING THE YEAR.
Fire
4Gross risks written                                                    $4,984,957
48
Less $571,228.33  risks  cancelled, and   $074,552.48 reinsurance   in
companies authorized in Wisconsin .....      ...... ................81
Net risks written .$3,739,176 67
4Gross premiums on risks written .$56,321 11
Less $4,752.76 return premiums; and $8815.50 premiums for rein-
suranee in companies authorized in Wisconsin       .'.13,568 26
Net, premiums received .$42,752 85
*Losses paid (deducting salvage)           .          ..................
  $12,793 86
-Less losses on risks reinsured in companies authorized in Wis-
consin   ......            ......................            ;          
 1,862 86
Net losses paid.                                                   $10,931
00
Losses incurred         ...................................................
 $12,217 51
Less losses on risks reinsured in companies authorized in Wis-
consin.~~~~~~~~~~~~~~~1,380
cons    esn s...........................................................
Net losses Incurred        ...... ,.............                  $10,836
98