MUT. COS. MAINTAINING TJNEARNED PREMIUTIM RESERVE.  531
NON-LEDGER ASSETS.
Interest accrued on mortgages.........................  3,889 91
Gross assets.$252,993 95)


DEDUCT ASSETS NOT ADMIITTED.
Furniture, fixtures and safes........................
Agents' balances, representin- business written prior


$621 20
197 78




to October 1,   tz.................................818 9
Admitted assets .............$ -252,174 97
LIABILITIES.
Gross claims for losses in process of adjustment        .     .       $1,(000
00
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired risks running one year
or less from date of policy, unearned premiums
(fifty per cent) .......... ................ ..........  $4,953 08
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired risks running more
than one year from date of policy, unearned pre-
miums (pro rata) .........     .........................  16,658 18




Total unearned premiums as computed above ................            21,611
26
Total anmount of all liabilities ...................................... 
  $22,611 26
Surplus ...................   ..........................................
 230,382 09
1zOr9 0O!IR 045




Total liabilities and surplus..................................
RISKS AND PREMIUMS.
Amount
at risk.
In force on the 31st day of December ................ $3,248,163 00
Written or renewed during the year ..................     1,614,04,0 00
Total ...........                                  4,862, 203 00
Deduct those expired and marked off as terminated . . 1,369,496 00
In force at the end of the year .................  $3,492,707 01)


- - - -   -_-v


Gross cash
premiums;
thereon.
$40,339 OS
20,307 41
$60,646 49
17,888 59)
$42,757 99


RECAPITULATION OF FIRE RISKS AND PREMIUMS.
Gross
Amount      premiums       o    Amount of
YearTerm                              Amount        charged,      d ,premium
written.                   .           covered.      less Sre-   C     unearned.
.                           .  ~~~~~~~~inlsurance.  ,L
1912 ......|.   One year or less ........ $.|684,744   $9,906 15   1-2  
   $4,953 08
1910 .......  Three years ........70l 704,409           8,545 80   1-6  
    1,424 30
1911 .....I..  Three years ...........      700,554     8,221 93   1-2  
    4,110 97
1912 ..   .   Three years    .    .......     781,588   8,611 36   5-   
  6 7,176 3:1
1908 .        1.l Five  years     ............l ........ . 1*05,462  l 1,265
73  1-10  126 57
1909 ........ Five years    .     .....123,2 1,           444 74   3-10 
      433 42
1910 ........   Five years ............      113,895    1,341 11I  1-2  
      670 .56
1911 ........  Five years   ............    145,792     1,813 71   7-10 
   1,269 60
1912 ........ Five years .          ...........  133,008  1,607 37  9-10
    1,446 63
Total ..............      $ 3,492,707  $42, 757 90 ......  $21,611 26