93.6                  LAW    UNION    AND ROCK INS. CO.
BUSINESS IN THE STATE OF WISCONSIN DURING THE YEAR.
Fire.
Gross risks written..............................................     $1,853,933
00
Less $463,158.00 risks cancelled, and $96,250.00 reinsurance in com-
panies authorized in Wisconsin .559,408 00
Net risks written .$1,294,525 00
Gross premiums on risks written .$19,152 57
Less $4,644.63 return premiums, and $418.34 premiums for reinsur-
aiiec in companies authorized in Wisconsin .5,062 97
Net premiums received .$14,089 60
Losses paid (deducting salvage).                                        
   $589 00
Less losses on risks reinsured in companies authorized in Wiscon-
sin.                                                                    
    6 94
Net losses paid .$582 06
Losses incurred                           .$681 50
Less losses on risks reinsured in companies authorized in Wiscon-
sin .                                                                   
      94
Net losses incurred .$674 56
UNDERWRITING AND INVESTMENT EXHIBIT.
UNDERWRITING EXHIBIT.              l              l
Premiums.                I                            I
Total premiums .............        |     $511,403 191 .........      I
Add   unpaid return   and reinsurancel                I             i
premiumt Dec. 31 of.previous year.1,        1,779 241 ............ 1
Total  *                ~~~~~~III
Total     ..e........  ................| $513X 182   431 ........I
Deduct unpaid return and $einsurance        5        43
premiums Dec. 31, end of the year..j        1,952 851..............I..............
Balance .........................................
Add unearned premiums Dec. 31 of               I                    I
previous year .....I -................    423,879 98j.............. ..............
Total ..                           1 $935,109 561 ......... I        .
Deduct unearned    premiums Dec. 31,1                 1             1
end of the year..............       1     451,161 011..............I..............
Premiums earned during the year.... .............. q     $483,948 55!.
I         ~       ~     ~~~~~I  I
UNDERWRITING           PROFIT  AND    |             I              I
LOSS   ITEMS.              l              I             1
Gain from anents' balances previously                 I
charged off .........--.----.1.....I          $16 78I.      .............I
Loss from      agents' balances charged                             I
off ...                                        70 401 .
Loss from   above.................              $53 62 ..............I
Agents' balances and bills             I
receivable not admitted              I              l              I
Dec. 31, 1911 ............ $1-,712 291 .......       I             I