J                    AMERICAN UNION       FIRE INS. CO.                 
 281
LIABILITIES.
Gross losses adjusted and unpaid, not yet due   ......  $59,448 32
Gross claims for losses in process of adjustment or
in suspense, plus $3,300.00; reserve for losses in-
curred prior to December 31, of which no notice
had been received on that date ......    .............  68,343 84
Gross claims for losses resisted ......  ...............  7,987 50
Total .......  ....................................  $135,779 66
Deduct reinsurance due or accrued .....    ............  55,482 11
Net amount of unpaid losses and claims .....     .............  $80,297 55
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks $639 134.47; un-
earned premiums (fifty per cenf) .....   .............  $319,567 24
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $366,200.51; un-
earned premiums (pro rata) ......      ...............  228,141 70
Total unearned premiums as computed above ......             547,708 94
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  120
00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement .... ....   7,000
00
Total amount of all liabilities except capital .... .........  $635,126 47
Capital actually paid up in cash .......    ..........  $500,000 00
Surpus over all liabilities ............................  67,371 96
Surplus as regards policyholders .......     ...........................
 567,371 96
Total liabilities ............................................ $1,202,498
45
RISKS AND PREMIIUM1S.
Gross
premiums
Fire risks.     thereon.
In force on the 31st day of December as per last
year's statement .......    ................... ..  $77,187,284  $996,890
74
Written or renewed during the year .....     ....     175,991,856 2,124,464
01
Total ....... i                 ,   .      . $253,179,140 $3,121,854 75
Deduct amount reinsured .      ..........................   .  55,988,927
 839,018 80
In force at the end of the year ...... ...... $161,597,246 $1,844,020 45
Deduct amount reinsured ........... I............      55,988.927   839,018
80
Net amount in force ........................ $105,608,319 $1,005,001 65