906


CALEDONIAN INS. CO.


Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks, $S50,168.32; un-
earned premiums (fifty per cent) .................  $425,084 16
iross premiums (less reinsurance) received and re-
ceivalble upon all unexpired fire risks running more
tban one year from date of policy, $1,829,283.05; un-
earned premiums (pro rata) .971,923 811
Total unearned premiums as computed above ............. 1,397,007 90
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  2,,000
00(
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement ........  25,000
00
Reinsurance premiums ..........      ...................................
 31,0639 43
All other liabilities: Reserve for contingencies ..... ..............  1(0),000
100
Total amount of all liabilities except capital .$ 1,588,215 34
Statutory deposit .         ...............          $225,0000 0(
Surplus as regards policyholders .394,013 57
619.013 57
Total liabilities .............................................. .$2,207,228
91
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.    thereon.
In force on the 31st day of December, 1911 ......... $281,448,166 00 $3,094,705
90
Written or renewed during the year .......  ......... 196,804,803 00 2,161,769
18
Totals .............................       ..$478,252,969 00 $5,256,475 08
I)educt tbose expired and marked off as terminated 176,132,486 00 2,023,699
95
In force at the end of the year ................ $302,120,483 00 $3,232,775
13
Deduct amount reinsured .......................    49,238,007 00   543,323
76
Net !mount iII force ...................      $252,881,876 00 $2,689,451
37
RECAPITULATION OF FIRE RISKS AND P-tEMIUMS.


Year
w ritten.


Term.


1912 .    IIOne year or less *--l
1911 ..    w To years .........
191.2 ... Two years .
191(1 ...  li.Tree years .
1911 ... Three years .
1,912 ..... Three years .
199' ) ..I.. Four years .
191 (1 ......Four years .
]    1911 .. I Four years .
19m12 ..I Four years .
19(08 ... Five years .
:19(09 . . Five years  .
191 .   . Five years .
1911 .    Five years .
1912 ... Five years .
Totals ........l


G ross
premiums       C .  Amount of
Amount        chagd        .       plemium
covered,   f   less re-     s a    unearned.
insurance.       a
I             I
$73,837,111   $850,168 32 1-2   I  $425',084 16
1,605,8591    16, 240 831 1-4  I    4,0601 21
1,426,3661    15,097 281 3-4  1    11,322 96
37,296,56(l0  356,647 33! 1-6  1    59,441 22
40,188,6491   389,473 041 1-2  1   194,736 52
45,715,3431   429,787 61! 5-6  1   358,156 34
751 6861     8,4104 97 1-8        1,050 61
629,6301     7, 082 45 3-8        2,655 92
674,1621     7,472 31 5-8         4,670 20
948,7371     9,409 01 7-8   1     8,232 87
7,951,173     94,027 75 1-10     1  9,402 76
8,091,274    102,673 061 3-10 1    30,801 91
10,097,059    122,219 69 1-2   1    61,109 55
10,707,939    131,952 54 7-10 I     92,366 77
12,360,428!   148,795 18 9-10      133,915 66
$252,881,8761 $2,689,451 371 ...... I $1,397,007 96
1             1  I