846                    UNITED STATES FIRE INS. CO.
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  
 500 00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement.               7,0
0) 00
Total amount of all liabilities except capital       .$419,955 56
Capital actually paid up in cash .......... ...........  $400,000 00
Surplus over all liabilities ..........................  290,472 05
Surplus as regards policyholders .......................               690,472
05
Total liabilities .............    .,.        ,     .  ...... $t,110(,421
61
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.    thereon.
In force December 31, 1911..                            $64,209,582   $676,031
73
Written or renewed in 1912                     0......   9,549,710     928,065
37
Excess of original premiums over amount received
for reinsurance..                                                       ,803
26
Totals ..                . :      .............  $154,759,292 $1,609,900
36
Deduct expirations and cancellations .....    ...........  73,150,545  738,827
99
In force December 31, 1912 ......    ...............  $81,608,747  $871,072
37
Deduct amount reinsured .......      .....................  17,604,052  178,591
72
Net amount in force .......     ....................  $64,004,695  $692,180
65
RECAPITULATION OF FIRE RISKS AND PREMIUMS.
Gross
premiums      o 0   Amount of
Term.                          charged,       ce    premium
written.                          covered,      less re-     *      unearned.
Insurance.     ,:
1912 .     One year or less ... 1  $39,583,0091  $425,489 57 1-2      $212,744
79
1911 ...... Two years .                106,6891       863 761 1-4       
 . 215 94
1912 ...... Two years .                208,7861     2,718 42 3-4   I    
2,038 81
1910 ...... Three years ..    .      5,405, 3291   52,644 14 1-6 I      
8,774 .02
1911 ......  Three years .l    .     6,106,405     66,658 20 1-2        33,329
10
1912 ...... Three years .           10,104,3181   107,699 87 5-6        89,749
89
1909 ...... Four years ........         39,2681       397 37 1-8   I    
   49 67
191 ...... Four years ........          54,145        778 441 3-8  1    
  291 91
1911 ......  Four years ........        14,4021       156 071 5-8  1    
   97 54
1912 .      Four years                  45,3711       638 93 7-8  1     
  559 06
1908 .     Five years .........        147,15181    2,599 33 1-10 1     
  259 93
190(9) .    Five years ..........      247,6381     3,793 Oil 3-10 1    
1,137 93
191i0 ...... Five years ...            295,5401     6,774 931 1-2  1    
3,387 47
I191 .     Five years     ...          573,874      7,876 261 7-101     
5,513 38
1912 .      Five years .........     1,060,757     13,125 271 9-10 1    11,812
74
19(08 ...... Six years ..........I       2, 0001       15 001 Full I   :
   15 00
1912.....I Six years ........1           2,5001        33 151 Full 1    
   33 15
-1911 ...  Seven years                   7,5001       218 851 Full I    
  218 85
I  Totals  ...........   $64,004,6951  $692,480 651 ...... 1  $370,229 18