334


CITIZENS INS, CO,


LIABILITIES.
Gross losses adjusted and unpaid not yet due   $.....   87,700 62
Gross clainis for losses in process of adjustment or
in suspense ............. ...........................  99;686 02
Gross claims for losses resisted .....   ...............  24,342 49
Total ................$... .......................  $211,729  13
I)ednct reinsurance due or accrued ................    157,597 30
Net amnount of unpaid losses and claims .....    ...............  $54,131
83
Gxross premiums (less reinsurance) received and re-
ceivalble upon all unexpired fire risks running one
year or less from date of policy. including interest
premiums on perpetual fire risks, $341,942.19; un-
earned premiums (fifty per cent) .......   ..........  170,971 10
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $848,814.03; un-
earned premiums (pro rata)         ......................  262,126 49
Gross premiums (less reinsurance) (cash and bills)
received and receivable upon all unexpired marine
risks, $8,238.89; unearned premiums (50 per cent)..    4,119 45
Total unearned premiums as computed above .....      ..........  437,217
04
Commissions, brokerage and other charges due or to become due
to agents and brokers ............................................  4,675
00
Total amount of all liabilities except capital ....... . .......  $496,023
87
Capital actually paid up in cash ........  ...........  $200,000 01)
Surplus over all liabilities . ..........................  166,109 00
Surplus as regards policyholders .......     ............................
 366,109 00
Total liabilities ....................................        $862,132 87
RISKS AND PREMIUMS.




In force December 31,
1911. .........
Written    or   renewed
during the year .
Totals      .      I
Deduct   those   expired!
and   marked    off  asj
terminated .   .........
In force at thel
end of year 1912 .... I
Deduct amount rein-!
sured   ...............
Net* amount     in!
force   December    31,7
1912 .


Gross         Marine           Gross
Fire risks.    premiums       and inland      premiums
thereon.        risks.        thereon.
$223,938,1031 $2,819,411 471 ...........
173, 720,3681 ;2,085,333 011     $458,0701    $10,313 64
-   I                    1-1
$397,658,4711 $4,904,744 48!      $458,0701     $10,313 64
147,872,4471 2,0244,21-6 591      158,7651       2,074 75
-   I-          t


$249,786,024< $2,880,527 89!    $299,3051    $8,238 89
175,189,4131 2,053,771 67H       ..........      ....
~~~~~~~~~~~~I   I      -I _... .




I             I
$74,596,6111  $826,756 22     $299,3,051   $8,238 89
I                          I




I