712                       NORTH RIVER INS. CIO.
Dividends declared and unpaid to stockholders ....................    2,
607 75
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued. 
2,000 00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement ........   25,000
00
Total amount of all liabilities except capital ......... ......... $1,575,201
30
Capital actually paid up in cash .....................  $350,000 00
Surplus over all liabilities .......................... 551,750 56
Surplus as regards policyholders               .         ..901,750 -56
Total liabilities .............................................. $2,476,951
86


RISKS AN.D PREMIUMS.
Fire
risks.
In force December 31, 1911 ........................ $348,266,024
Written or renewed in 1912 .311,704,314
Excess of original premiums over amount received
for reinsurance ...........    .......................  ............
Totals ..                                       $659,9-70,338
Deduct expirations and cancellatio'ns .                284,770,493
In force at the end of the year .               $375,199,845
Deduct amount reinsured .                              120,588,943
Net amount in force .$ 254,610,902


Gross
premiums
thereon.
$3,734,777 52
3,310,005 55
14,466 53
$7,059,249 60
3,102,426 24
$3,956,823 36
1,245,227 45
$2,711,595 91


RECAPITIJLATION OF FIRE RISKS AND PREMIUMS.


Year
written-


Term.


1912 ....One year or less....
1911 .......Two years..
1912 .  . Two years .
1910 ... Three years .
I !1)l1.... 'l'hree years.
1912 ....Three years .
1-909 ......Four years .
1910  . .....  Four years ........
1911  .   Four years ........
1912 .     Four years
1!908 .    Five years
1909 ....Five years
1910 ....Five years .........
1911 ......Five years.
1912 .    F ive years.
Over five years.....
T*              . .
I   Totals ......


Gross
Amount        premiums       o
charged,        Ca
covered.       jess re-
insurance.       p =
$1,08, 1 0., 2.l1 $1,155,488 131 1-2
1,191,9221     12,562 101 1-4
503,946       5,065 671 3-4
37,275,329     358.788 031 1-6
38,488,195     381,043 281 1-2
45,817,2741    440,062 181 5-6
278,1041      2,403 951 1-8
142,3291      1,291 64T 3-8
201,697!      2,724 341 5-5
229,151!1     2,450 971 7-8
3,654,6371     46,960 581 1-10
4,053,8181     53,262 1-71 3-10
4,552, 705!    60,845 471 1-2
5,213,3441     66,862 16! 7-10
4, 859, 840!   64,391 641 9-10
13,300j        250 75jP. R.
..............     57,142 851.
-I                   I
$254,610,9021 $2,711,595 911 .....


Amount of
premium
unearned.
$577,744 06
3,140 53
3,799 25
59,798 00
190,521 64
366,718 48
300 49
484 36
1,702 70
2,144 59
4,696 06
15,978 65
30,422 74
46,803 51
57,952 48
196 83
55,000 00
$1,4177,404 37


- _


* Estimated-Jefferson Fire Reinsurance-Sehedules not yet furnished.