500                   GIRARD FIRL} & MARINE INS. CO.
NON-LE I)DGE1,Rt ASSEiT'S.
I lite( st,  ace  lied  on ol ort iges ............e............   $2 },1
  -142
iii o est  c((iie(I  on I olito lds ............................  24  8.
IIoI-res.  ac((ril( 0I oil ( l0 a 1(1era:I b s.a n...................  'il.
61
TotalI...27,842 198
'l     otl ..  ;..........  ....................................,X9 3
Mar'lket value ot real esate over Look val ae.)5, );8
I It'ler 11011-e(leor asset's:  fllea rle(l portion of preniiil s oil fire
in-
s111o iiee polIwides coveri'Ing (h);  S rlll (Stat h ld Iill-e e  .1 076
X5
("I-o Ss   ;lssets  ..........................................................
 $2*, t-;,136 la SO
i)EI)uC    ASSITY1S NOT ADMITTI'I'E).
g,-llt:sa lall.:('(ces, representhil iigni-siiiess writtei lprior
to (Oct. I, 1912...  .        .....$..................   $1, 8()7 1)
ltookl vIlie of  (l)- ( lX.Set'S oVer  Iai et aIfilue Si ocks
iii    I'mids  .................. .... .. .....................  1
8 1,282 10
Totil admitted .ssets .    ....................................... $2,553,904
70
LIABILITIE'S.
Gri'oss c'ims for losses ir process or aotIusnment or
ii siIsptellse ........... ..                           $78 , 517 0(
Grloss (iailis for losses resisted ......................r .  ,80( 0)
Total ..$.......77,8317 00
rl'Ot~l]  .........................................................................................
 ( .  )(
1Dleduct lreustIraiiee (Jue or accrued ...................  19, 26'i 0(
Net aiiiount of unpaid losses and claimis ............................  $58,050
00
Gross premiums (Iess reinsurance) received and re-
ceivatile upon all unexpired fire risks running one
year or less from   date of policy, including pre-
iiunns on perpetual fire risks, $442,852.'09; un-
earned premiums (fifty per cent) ...................$22,426 04
(Gri-oss premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running inore
thain oiie year fromn date of policy, $1,385,837.01;
iiearned p)reimiiumis (pro rata) ....................   732,362 16
Total unearned premiums as coimputed above .953, 788 2()
Azkmount reclaimiable by the insured onl perpetual fire insurance pol-
icies, being 90 per cent of the premnium  or deposit received .......  598,814
:30
Estimated amtiounit hereafter payable for federal, state and other
taxes based upon the business of the year of this statement ......     3,5((
00
Total aniount of all liabilities except capital ....  ............ $1,614,152
50
Capital actually paid up in cash ......................$ 500,000 00
Suirpluis over all liabilities ...........................  439,752 20
Surplus as regards policyholders .........................    ......   939,752
20
Total liabilities ...............................               2,553,904
70
RISKS AND PREMIUMS.
Gross
Fire          preiniuiis
risks.         thereon.
Ini force on the 31st day of December of the preced-
ing year ......................................     $234,954,871   $2,194,520
It
Written or renewed during the year .129, 132,589                      1,339,176
96
Excess of original premiums over amount received
for reinsurance ...........   ........................  ............    2,297
21
'Total                   .$364,087,460 $3,535,994 28
D)eduict those expired and marked otf as termninated   115,249,973    1,236,498
63
In force At the end of the year       .        $ 248,837,487   $2,299,495
65
D)eduict amount reinsulred .39,637,268                                  470,806
55
Net amount in force.                            $209,200,219   $1,828,689
10
Perpetual risks not Included above, $32,309,325; deposit premiums on same,
$605,349.22.                                      I