FITCHBURG MUTUAL FIRE INS. CO.


1167


Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired risks running one year
or less from date of policy, $111,366.76; unearned
premiums (fifty per cent) ........................
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired risks running more
than oie year from date of policy, $239,727.10; un-
earned l)remiums (pro rata) ........................


$55,683 38
119,052 59


Total unearned premiums as computed above .................     174,735 97
Dividends declared to policyholders (including all.unpaid dividends
on terminated policies whether renewved or not) ...................   2,649
(17
Sallaries, rents, expense,-, bills, accounts, fees, etc., due or accrued
 429 66
Elstinated amount hereafter payable for federal, state and other
taxes l)ased upon the business of the year of this statement  ...    1,652
72
Reinsurance premiums ..........       ..................................
 569 15
Total amount of all liabilities ................................  $187,980
14
Surplus .... .........................................................  86,452
62
Total liabilities and surplus ....... $274,432 76
RISKS AND PRZEMIUMS.
Gross (eash
Amionnt      preminhns
at risk.     thereon.
in force on time 31st of December, 1911 ...... .......  $25,219,647  $34(,636
95
Written or renewed during the year ................   13,561,393     195,534
10
Total .. ; ..                 ...............  $38,781,040     $536, 171
05
Dednct those expired and marked off as terminated.    11,861,886     171,949
24
In force at the end of the ye'ar ..... .........  $26,919,454  $364,221 81
Deduct reinsurance permitted by laws of this state     1,109,890      13,127
93
Net amount in force .......    .................  $251,800,264  $351,093
86


RECAPITULATION OF FIRE RISKS AND PREMIUMIS.


Year
written.


Term.


A mount
covered.


Gross       t
premiums      a p
charged,     ° ,e
less re-    ur
insurance .    r-


Amouint of
premium
unearned.


1912 ..1.One year or less.
1910 ....Three years ........
19)11 .     I Three years ........
1912.       1 Three years ........
1909. .      Four years .........
1 910 .....Four years .........
1911 ..    l.Four years .........
1912 ....Four years .........
1008    .    Five years ........
1909- .     I Five years .........
1910 ..     I Five years .........
1911 .      I Five years .........
1912 .      I Five years .........
Totals   .....   I
_ _ _ I                      1-__ _ _


$7,461,9791  $111,366 761 1-2  1   $55,6
2,481,1161    40,109 851 1-6  1     6.6
2,766.1641    45.956 05! 1-2  1    22.9
2,542,0531    40, 87 3 441 5-6  1  34,0
8Q3,7901      844 51! 1-|   I      1
67,3161       684 351 -'   1       3
60,750!       634 101 5-8  I       2;
77,4751       800 571 7-8  !       7
2,106,152!    23,053 37! 1-10 |     2,3
2,049,993!1   22,166 63! 3-10 1     6, l
2,108,175!1  22,44.3 821 1-2  1   11,2
2,01 3.6441   21.,260 951 7-10 1   14,s
1,990,6571    20,899 461 9-10 1    18, 8
$25,809,2641  $351,093 861      1  $174.7


8;3 :3.8
84 94
78 0-3
61 20
051 -56
56 639
96 91
905 34
49 99
921 91
82 67
09 51
'35 97