REPORT OF THE COMMISSIONER OF INSURANCE.


43


NEW   I-IAMPSHIRE
RATES TO BE REASONABLE
Any person or persons who feel aggrieved by any rates
charged by any fire insurance company doing business in the.
state may complain to the insurance commissioner, who shall
hear the parties; and if it appear to him that the rates charged
are excessive, he shall fix a reasonable rate, and the rate so
fixed shall be binding upon all such companies doing business
in tbe state. If any such insurance company refuses to insure
property at the rates fixed by the insurance commissioner, it
shall be fined two hundred dollars for each offense.
("Chap. 85, Laws of 1899).
NEW JERSEY
ANTI-DISCRIM1NATION
Sec. 1. No corporation, firm, association, individual or ag-
gregation of individuals, hereinafter called '"'insurer," doing
the business of insurance within this state, shall fix or make
any rate or schedule of rates, or charge, demand, collect or
receive, directly or indirectly, or through any special rate, tariff,
drawback, rebate, concession, deviee or subterfuge, a rate for
insurance which discriminates unfairly between risks within
this State of essentially the same hazard. *  *
Rit"VES TO BE FILED
(Continuing)          nor shall any insurer against the haz-
ards of fire        make any such insurance within this State
except in accordance with general basis schedules, embodying basis
rates, charges, credits, terms, conditions, permits, standards and
other data necessary to the computation of equitable rates and
rules of practice for such insurance, which general basis sched-
ules, embodying basis rates, charges, credits, terms, conditions.
permits, standards and other data used for the determination of