CITIZENS INS. CO.                               335
RECAPITULATION         OF FIRE    RISKS AND PREM1IUMS.
Gross s     .
Year                               Amount        premiums      SZ     Amount
of
written.           Term.             covered.       charged,
lessi re-           unand
insurance.
1912. ... lOne year or less ..... . $27,992,1151    $341,912 19 1-2   I 
$170,971 10
1911 .... Two years     .    .   .        61,0411        886 31 1-4   I 
     221 58
1912 .... Two years           |          107,9441      2,209 47 3-4     
   1,657 11
1910 .... Three years    ...           9,922,3931   .101,268 88 1-6     
  16,878 15
1911 .... Three years   ...           11,274,6021    114,077 99 1-2  I  
  57,038 99
1912 .... Three years ..              13,672,8701    140,449 67 5-6     
 117,041 40
109 .... Four years ...........I          53,7401        473 66 1-8     
      59 21
191.0... Four years         ......,51...... I  !S' 311   389 50! 3-8    
     146 07
1911 .... Four years .    ......... 1     26,7351       330 561 5-8  1  
    206 60
1912 ... IFour years      ..     I        31,4901        379 24 7-8   I 
     331 82
1908 .... Five years    .  .   .... .  1,556,3771     18,220 70 1-10 I  
   1,822 07
1909.... Fix-e years  ........... I    1.1843,9621    22,273 58 3-10 I  
   6,682 07
1910 .... Five years .    . I........  3,175,697      23,980 18 1-2 I   
 .11 ,90 09
1911... Five years .     ......... 1   2,333,538      29,177 64 7-10    
  20,424 35
-1912.... Five years .    .......... I  2,515,550     30,696 65 9-10 I  
  27,626 98
- Totals I.........          $74,596,6111  $826,756 221 ...      $433,097
59
BUSINESS O1F' THE STATE OF WISCONSIN DURING THE YEAR.
F1'ire.  I   Tornado. I      Total.
__ ___          ____             _ ______  - I  _ _ - _I __ __-  I      
-_ -___
,Gross risks written ................. 1 $2,815,930 00!   $107,350 00! $2,923,303
00
Less   $505,800  risks  cancelled, and!
$78,500  reinsurance   in  companies!
authorized in Wisconsin        . .        575,500   0      8,800 00!    584,300
00
Net risks written        . .       $2,240,450 00!    $98,550 00! $2,339,000
00
lGross premiums on risks written....         $36,489 99!      $551 011  
 $37,041 00
less $4,124.38 return premiums; andl I                                I
$843.67 premiums for reinsurance iln
companies authorized in Wisconsinj          4,931 31          36 74!    
 4.968 05
Net premiums received .               $31,558 681       $314 271    $32,072
95
Losses paid (deducting salvage) ....l       $12,165 96          $9 001  
 $12,174 9G
Less losses on risks reinsured in com-                                I
panies authorized in Wiscosin ....853..............                     
     8 53
Net losses paid ............          $12,157 43!         $9 00!    $12,166
43
Losses incurred ........                    $12,842 14!         $9 001  
 $12,851 14
Less losses on risks reinsured in com-                 !
palies authorized in Wisconsin ....!            8 53 .                  
     85 3
Net losses Incurred .$12,833 611                          $9 00!    $12,842
61
9-Ins.--I