694                       NEW     JERSEY    FIRE INS. CO.
RISKS AND PREMIUMS.
Gross          Marine          Gross
Fire risks.    premiums        and inland     premiums
thereon.         ribls.        thereon.
III force   on  the  31st1               I
(lay of December, 1911     .$25,946,1551   $324,499 491 j.-
Written or i'enewed dur-                  I                             
I
ilg the year ........        84,161,802     943,693 141      $911,7311  
  $20 493 59
Excess of original pre-I
iUnius   over   amouat                 I
received for reinsur-                                  I
al(ce .  .      ................ ..............I  86,081 151 .......   I.
Total   .....         $110 , 107,9571 $1,354,273 781     $911,7311     $2-0,492
59
D)educt   those   expiredl
auid  marked    off  asl
terminated ..........       30,099,283     397,482 ZI         160,8901  
    3,477 73
IIn force   at  the                               I                     
      -
end of the year            $80,008,6741    $956,791 531      $750,8411  
  $17,015 86
Deduct    amount     rein-               I               I              I
su red ........Ii ........   17,553,6441    196,528 981 .....     ... I 
    .
I              I    ..       _   .I                      -
Net    amount     in]                            -
force ...          I  $62,455,0301   $760,262 551      $750,8411     $17,015
86
RECAPITULATION         OF FIRE RISKS AND          PREMIUMS.
Grotss
'a premiums     *Q o   Amount of
Year            Term.              Amount         charged,              premium
written.                             covered.        less re-     cd 0  
 unearned.. A
insurance.
1912 ...... One year or less ...j     $31,435,2785    $429,929 851 1-2  
   $214,964 93
:1911 ...   Two    years   ....           195,068        2,205 59 1-4   I
       551 40
I 912 ...   Two   years    ........       196,767        1,896 18 3-4   
      1,422 14
1,910 ...   Three years .......         2,577,929       32,089 91 1-6   
      5,348 32
1911 ..  .  Three   years..             7,216,379       76,390 90 1-2   
     38,195 46
1     012 . i  Three years             18,077,201     185,057 84 5-6    
    154,214 87
1909 .      Four years ........            28,400          359 57 1-5   
         44 95
191(0 .     Four years ........            18,150          314 47 3-8   
        117 94
1911 .      Four years ........            83,7471       1,092 40 5-8   
        682 75
1912 .      Four years                       9,951          99 75 7-8   
         87 28
1908 .      Five   years                  308,522        4,549 66 1-10  
        454 97
1f)O9 .    F .ive  years                  334,646        5,450 66 3-10  
      1,635 19
1910 ...... F ive years   ........        470,691        6,769 40 1-2   
      3,384 70
1911 ......I Five years   ........        763,831       10,062 60 7-10 I
      7,043 82
1912 ...... Five years    ........      1,485,311       20,899 50 9-10  
     18,809 55
| Over five years ....     ..      4, 0         110 13 P.7R.           67
90
ITotals.I......           $63,205,871     $777,278 4....        $447,026.
17