BUFFALO     COMMERCIAL       INS. CO.                    297
RECAPITULATION OF FIRE RISKS AND PREMIUAIS.
Gross       .
Year                   Amount       ~~~~~~~~premiums      Amount of
Written           Term.             (Covered .      carged       a f    premium
less re-        0    unearned.
insurance
1912 .... One year or less ......    $16,957,2351   $198,495 941 1-2    
 $99,247 97
1911 .... Two years                      142,518       1,652 62 1-4     
     41 3 16
1912 .... Two years                      137,690       1,898 12 3-4     
    1, 42:1 59
'1910.. . Three years ...        ......  8,642,7431   71,5181 18 1-6    
   11,930 2!0
1911.... Three years ...        .....  9,075,8651     72,598 471 1-2    
  36,299 294
1912 .... Three years ..........       9,136,5971     76,038 79 5-6     
   03,305 65
1909 .... Four  years ..........          89,05a01       893 81 1-8     
      111 73
1910 .... Four  years       ......        30,8111        342 36 3-8     
      128 ,39
1911 .... Four  years ..    ...           45,1091        653 90 5-8     
     408 7 3
1912 ...... Four  years .  ....           48,5500        534 621 7-8    
     467 79
1908.... Five years .      ...         1,120,766      16,746 9-11 1-10  
    1,674 69
1909 .... Five years    .    ......    1,331,2571     20,332 141 3-10   
    6,099 64
1910 .... Five years .     ..........  1,646,1649     23,281 801 1-2    
   11,69( 9(
1911 .... Five years .     ..........  1, 893, 035    27,053 661 7-10   
  18,9:37 56
1912 .... Five years .                 1,872,4561     29,259 20i 9-10   
   26,333 28
I              II
I Totals       .        ....  $52,170,3311  $541,463 611         $278,53_2
52.
BUSINESS IN THE STATE OF WISCONSIN DURING THE YEAR.
Fire.
,Gross risks, written .$230,800
Gross risks written   e ....... .................................... .......
 $230,080  O
Less $58,470.00 risks cancelled, and $548,595.00 reinsurance in com-
panies authorized. in Wisconsin .......         ..........................
 607,065 00
Net risks written ..........      .................................. -$3.176.
983 00
,Gross premiums on risks written .......         ...........................
 $3,467 71
Less $622.92 return premiums; and $3,386.45 premiums for reinsur-
ance in companies authorized in Wisconsin .....         .................
 4,009 37
Net premiums received ........          ..............................  -$54
41 66
Losses paid (deducting salvage) ....................................    
  $2,523 21
Losses Incurred    .    ..................................................
 $2.518 46