434         FIRE ASSOCIATION OF PHILADELPHIA.
RECAPITULATION OF FIRE RISKS AND PRE-MIUMS.


Gross
premiums     o     A mount of
Year           Term.           Amut         charged,      Cd    Lxpemium
written .covered                             less re-  i       t unearned.
insurance.. ,    o


1912 ....... One year or less ....  $211,030,6341 $2,604,481 111 1-2  1 $1,302,240
56
1911 ....... Two years .               1,722,9361     19,414 601 1    -4
I   4,853 65
1912 ......T wo years ......... 1      2,850,4511     96,170 831 3-4 I  
   19,628 13
1910 ...... Three years ........      92,141,8971    899,686 891 1q 61  
 149,947 81
1911 ...... Three years ........      97,568,935     955 839 361 1-2  1 
  477,919 68
1912 ...... Three years .111,723,910               1,017 599 061 5-6  1 
  847,999 22
1909 ...... Four years ......... .     1,188,922       9,994 161 1-8  1 
    1,249 27
1910 ...... Four years .........      .1,116,253      11,960 271 3-8  1 
    4,485 10
1911 ......F our years .........       1,149,197      11,153 401 5-8  1 
    6,970 87
1912 ......F our years .........       1,335,313      15,146 491 7-8  1 
   13.253 18
1908 ...... Five years ......... .    26,320,203     262,505 051 1-10 1 
   26,250 50
1909 ...... Five years .........      28,765,696    29 5,055 411 3-1 0  
    8,,51662
1910 ...... Five years .........-     31,175,8051    324,277 791 1-110 1
 162,138 89
1911 ...    Five years ......... I    38,346,4171    360,658 841 7-10 I 
  252,461 18
1912 ...    Five years .........      42,279,8021    427,029 111 9-10 1 
  384,326 20
Over five years .           8,706,8431     50,954 471 P. R. l   33,969 65
I      Totals .           $697,423,2141 $7,291,926 841...... 1 $3,776.210
51
Perpetual risks      .    75,966.,4211  1.722.894 16190&951 1,574.187
52
Grand totals .     $773,389,6351 $9,014,821 001 ......  $5,350,398 03
BUSINESS IN THE STATE OF WISCONSIN DU RING THE YEAR.
Fire.
Gross risks written                         ..$12,507,541 00
Less $2,354,838 risks cancelled, and $581,629 reinsurance in com-
panies authorized in Wisconsin .............2.936.467 00
Net risks written ............                                    $9,571.074
00
Gross premiums on risks written ............                            
 $143,858 66
Less $19,303.10 return premiums; and $3.466.91 Dremiunls for rein-
surance in companies authorized in Wisconsin ............               
 22,770 01
Net premiums received ............                                  $121.088
65
Losses paid (deducting salvage) ...........                             
  $59.090 94
Less losses on risks reinsured in companies authorized in Wisconsin     
      710 80
Net losses paid ..$58,380 14
Losses incurred .............$ .................                        
 $64,500 47
Less losses on risks reinsured in companies authorized in Wisqon sill'  
    2,83O 65
Net losses incurred .$61,696 82