328                  CENTRAL     NATIONAL      FIRE INS. CO.
RECAPITULATION OF FIRE RISKS AND PREMIUMS.
Gross       no
Year                   Amount       ~~~~~~~~~~~premiums  ." .  Amount
of
written.          Term.              covered.       charged,            
p '  premium
less re-            unearned.
insurance.     P o
1912 .... One year or less           $24,948,028    $291,871 591 1-2    
$145,933 79
1911.... Two yearsy   s.....             572,216       4,550 97 1-4   | 
   1,137 74
.912 .... Two years.                     380,291       3,859 11 '3-4  I 
   2,894 34
1910.... Three years .6,329 994                       71 639 67 1-6     
  11,939 94
1911 .... Three years .5,9710,5151                    74,767 85 1-2   I 
  37,383 93
1912.... Three years .8,555,810                       89,226 12 5-6   | 
  74,355 10
1910 .... Four years .     ..........    325,331       4,033 08 3-8   I 
   1,512 41
1911 .... Four years ...........         163,579       1,920 791 5-8    
   1,290 49
1912 .... Four years ...........          84,465         685 961 7-8  1 
     600 22
1909 .... Five years ...........          67,588         916 42 3-10 I  
     274 92
1910 .... Fiveyears ...........        1,817,2951     22,872 45 1-2   I 
  11,436 23
1911 .... Five years ...........       1,7986051      24.008 47 7-10 1  
  16,805 95
1912 .... Five years ...........       1,615, 903     19,816 51 9-10    
  17,834 86
(Over five years .                28,530.        600 48 P. R.(        350
2)8
Totals    .    .......    $52,658,150    $610,g769 47 .        $323,662 20
BUSINESS OF THE STATE OF WISCONSIN DURING THE YEAR.
Fire.        Tornado.        Total.
Gross risks written..                    $1,846,995 00     $79,465 001 $1,926,400
00
Less   $510,563  risks  cancelled,  and
$150,204  reinsurance  in  companies I
authorized in Wisconsin .....             650,850 00       9,917 001    600,767
00
Net risks written ............. 1 $1,196,145 00      $69,548 001 $1,265,693
00
Gross premiums on risks written . . 1       $23,390 611       $478 891  
 $23,869 50
Less $4,624.08 return premiums; and
$1,008.19 premiums for reinsurance
in  companies   authorized   in  Wis-l
consin               .............................l  6,218 17  14.10    
 6,232 27
Net premiums received ....            $17,172 441       $464 791    $17,637
23
Losses paid (deducting salvage) ....1       $17,935 41      $1,177 251  
 $19,112 66
Less losses on risks reinsured in com-l        I                     1
panies authorized in Wisconsin ... .     -  3,805 581        500 521    
 4,306 10
Net losses paid           ........    $14,129 831       $676 73     $14,806
56
Losses incurred ............      I.         $15,262 30       $177 241  
 $15,439 54
Less losses    on  risks  reinsured   inl                             I
companies authorized in Wisconsinl          2,591 39             521    
 2,591 91
Net losses incurred ............ l    $12,670 911       $176 721    $12,847
63