056                     NATIONAL lIRE INS. CO.
Gross premluiums. (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $11,189,186.06;
unearned premiums (pro rata) ......................5 ,787,062 63




Total unearned premiums as computed above .................     7,862,920
70
Salaries, rents, expenses, bills, accounts, fees, etc., due or fecrued..
 50,000 00
Estihated amount hereafter payable for federal, state, and other
taxes based upon the business of the year of this statement ......    325,000
00
Commissions, brokerage and other charges due or to become due to
agents and brokers ....................                ............    7,085
01
All other liabilities: Investments held for reinsuring companies ....   54,160
43
Special reserve fund covering all contingent liabilities ..... ..........
 300,000 00
Total amount of all liabilities except capital ................. $9,085,468
17
Capital actually paid up in cash ...................... $2,000,000 00
Surplus over all liabilities ...........................  3,897,204 74
Surplus as regards policyholders ...................................  5,897,204
74
Total liabilities ............   .................................. $14,982,672
91


RISKS AND PRLEMIUMS.
Fire
risks.
In force on the 31st day of December, 1911 ........$1,578,314,247
Written or renewed during the year ................. 1,236,658,465
Excess of original premiums over amount received
for reinsurance ...........    .......................  ............
Total .......................     ........     $2,814,972,612
Deduct those expired and marked off as terminated 1,030,220,274
In force at the end of the year ...................... $1,784,752,338
Deduct amount reinsured ..........................       335,312,203
Net amount in force .......................... $1,449,440,135


Gross
premiums
theronu.
$17,186,292 18
12,222,388 47
487,966 83
$29,896,647 48
11,191,773 51
$18,704,873 97
3,363,959 78
$15,340,914 19


RECAPITULATION OF FIRE RISKS AND PREMIUMS.
Gross
premiums        0 0   Amount of
Amount          charged,       ; d    premium
w   r ittenm..                       covered.        less re-       e   
 unearned.
written,          insurance.      ; :z
1912 ...... One year or less ....    $385,297 4521 $4,151,728 13 1-2    
$2,075, 864 07
1911 .        Two years .    ........      5,488,5471  45,300 78 1-4    
     11,325 19
1912.         Two years   .    ..... .    3,306, 508    24, 217 71 3-4  
     18,1l63 28'
1910 ....     Three years .   .        199,757, 967  1,957,550 471 1-6  
    326,258 41
1911 ......     P Three years..       221,107, 460  2,060,790 671 1-2   
  1,030,395 34
1912 ...... Three years .             251,236,1211  2,286,331 231 5-6   
  1,905,276 62
1.909 ....I Four. years .         ........ ...... 1 1,361,8681  14,685 231
1-8  I  1.835 65
1!910.      I Four years .........      1,551,8061      15,382 501 3-8  
      5,76844
1911 ....     Four years       ..       1,568,9951      13, 875 741 5-8 
      8,672 34
1912.' "      Four years      ..          835,7841       9,102 17! 7-8
        7,96  40
1908 ...I Five years .......            1,798,3731    808,835 5;21 1-10 
     80,883 1515
1909 ...... Five years .........       7?3,775,2221,  993,882 741 3-10  
    298,164 82
1910.       I Five years .........     75,312,7031    978,575 741 1-2   
    489.297 S7
1911 ...I Five years ........         1 72,366,3871   914,331( 001 7-10 1
   640,031 70
1912 .       F aive years .       .......1 85.144,9691  1,032,889 421 9-10
 1929,600 48
1913                              I               I                     l
Prem's                            Il
reed... .1l One  year   policies!             IIl
to be written .....       9,52.9,9731    33,435 141 100%To     33,435 14
I otas  .. ...  .J  ,4 9,40I    1 -            -1 .  .
It     Totals .....       ,449, 440 ,1351$ 5, 340, 914 19! .   ¶............
$ 7, 862, 926 70
,~~~~~1' .  ,