HAMBURCi-BREMEN FIRE INS. CO.                       929
LIABILITIES.
Gross claims for losses in process of adjustment or
in suspense, plus $9,200.00; reserve for losses in-
curred prior to December 31, of which no notice
had been received on that date ......  ...............  $187,015 00
Gross claims for losses resisted ...... ................  22,890 00
rTotal .........................................  $2,09,905 00
Deduct reilsurance due or accrued .....   .............  58,255 00
Net amount of unpaid losses and claims .....     ...............  $151,650
00
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
year or less sfrom date of policy, including interest
premiums on perpetual fire risks, $813,780.24; un-
earned premiums (fifty per cent) .....   .............  $406,890 12f
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $1,511,108.94; un-
earned premiums (pro rata) ......    .................  809,531 13
Totalunearned premiums as computed above .....      ......... 1,216,421 25
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  7,506
00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement ........  27,500
00
Commissions, brokerage and other charges due or to become due
to agents and brokers .....................                        1,399
81
Reinsurance premiums .......................                         3.453
53
Total amount of all liabilities except capital ..... .......... $1,407,924
59
Statutory deposit ................   .............   $215,000 00
Surplus over all liabilities .............................  340,977 70
Surplus as regards policyholders .............................. ;. 555,977
70
Total liabilities .............................................. $1,963,902
29
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.    thereon.
In force on the 31st day of December, 1911 ......... $251,495,848 $2,948,480
37
Written or renewed during the year ................  181,403,561 2,168,638
51
Excess of original premiums over amount received
for reinsurance ...........          .   .                         9,596
14
Total .......                          ....    $432,899,409 $5,126,715 02
Deduct those expired and marked off as terminated..  163,867,464 1,996,429
57
In force at the end of the year ................  $269,031,945 $3,130,285
45
Deduct amount reinsured ......       ...........      65,749,329   805,396
27
Net amount in force .$203,282,616 $2,324,889 18