584                           LUMBER     INS. CO.
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.    thereon.
In force on the 31st day of December, 1911 .$49,231,277               $692,516
04
Written or renewed during the year .56,133,210                          744,966
34
Total .....                           ..........  $105,366,487 $1,437,482
38
Deduct those expired and marked off as terminated         57,179,393    820,005
74
In force at the end of the year .$48,187,094                     $617,476
64
Deduiet amount reinsured .4,782,783                                     
89,889 90
Net amount in force .$43,404,311                                 $527,586
74
RECAPITULATION OF FIRE RISKS AND               PREMIUMS.
Gross
Year                             Amount        premiums   .        Amount
of
written.    ~Term.            coee,          charged,      Cd    premium
written. covere . ~~~~~~~less re-              U  C      unearned.
insurance.     p;4
1912 ....I One year or less ...     $34,115,387   $428,889 08 1-2 l    $214,444
54
1911 ...... Two years                   1O07.852     1,191 30 1-4  I    
   297 83
1912......Two years ...                 34,450         429 20 3-4  I    
   321 90
19110   ...... Three years            2,267,215     22,753 18 1-6       
 3,792 19>
1911 .   ..... Three years           2,225,483      24,261 23 1-2       
12,13-0 61
1912 ...... Three years   .......     2,336,319     24,426 71 5-6       
20,355 59
1909 ...... Four years .....''l          5,2001         50 67 1-8       
     6 33
1910 .     I Four years ........        26,0251        374 63 3-8       
   102 99
1911 .   ..... Four years              213,496       1,449 56 5-8       
   905 97
1912 .   ..... FAour years                  750         43 12 7-8       
    37 73
1908    ...... Five years ......... 98,515             841 59 1-10      
    84 16
1909) ...... Five years .........       257,885      2,995 20 3-10 I    
   898 5!6
191( ...... Five years .........        540,4781     6,190 25 1-2       
 3,095 12
1911 ...... Five years ...              510,723      6,468 29 7-10      
 4,527 80
1912 ...... Five years .........        664,5331     7,322 73 9-10      
 6,590 56
Totals .               $43,404,311f   $527,5186 74 ......  $267,59  78
BUSINESS IN THE STATE OF WISC'ONSIN DURING THE YEAR.
Fire.
Gross risks written .$663,483 00
Less $171,172.00 risks cancelled, and $75,750.010 reinsurance in com-
panies authorized in Wisconsin .246,922 00
Net risks written .$416,561 00
Gross premiums on risks written ...............................        $10,623
50
Less $1,818.34 return premiums; and $1,279.90 premiums for rein-
surance in companies authorized in Wisconsin .3,098 24
Net premiums received .$7,525 26
Losses paid (deducting salvage) .$1,686 69
Losses incurred .$2,783 28