314                          CALUMET INS. CO.
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $167,735.37; un-
earned premiums (pro rata) ......      ................  92,409 66
Total unearned premiums as computed above ..... ..       ......  192,920
33
Salaries, rents; expenses, bills, accounts, fees, etc., due or accrued  
50 00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement    ..........  9,500
00
Reinsurance premiums ...        .................          -          69.1092
42
All other liabilities ......... ...                   ......................
 $331,420 54
Less liability secured by special Manitoba deposit ...    8,174 96
Total amount of all liabilities except capital ...............  323,245 58
Capital actually- paid up in cash ......... ...........  '$3010,000 00
Surpus over all liabilities ..........................   70,973 29
Surplus as regards policyholders .370,973 27
Total liabilities ..............................................  $694,218
85
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.   thereon.
In force on the 31st day of December as per last
year's statement .........    ........................  $88,748,162 $1,029,826
19
Written or renewed during the year .....     ...........  62,734,072  745,517
48
Excess of original premiums over amount received
for reinsurance  ..........   .........................              28,769
32
Total .    ......................................... $151, 482, 234 $1, 84,112
99
Deduct those expired and marked off as terminated       68,373,196   849,908
30
In force at the end of the year .....  ...........  $83,1,09,038  $954,204
69
Deduct amount reinsured .......       ....................  51,458,178  585,447
99
Net amount in force .$31,650,860                               $368,756 70
RECAPITULATION       OF FIRE RISKS AND PREMIUMS.
Gro-s      a
Year                  Amount      ~~~~~~~~~premiulms  -2 ;  Amount. of
written.         Term.             covered,     charged.            ' premium
es-e- C a   unearned.
insurance.  . R
1912 ... 10ne year or less .....  $16,277,9521  $201,021 331 1-2  1  $100,510
67
1911 .... Two years   ..........             1     4,307 891 l-4  1    1,076
97
1912 .... Two years .     ......       46,5631       794 001 3-4  1     
.595 50
1910 .... Three years .   ......     2,823,9061   26,068 241 1-6  1     4,344
71)
191..... 1Three years  .   .....    3,167,0721    33,125 941 1-2  1    16,562
97
1912..  Three years .                3,380,771!   36,279 40!1 5-6 1    30,232
83
1909.. JFour years ........... 1        4,9861       147 541 1-8  I     
 18 44
1910.t.. Four years ...........!       52,2121     1,232 081 3-S 1      
462 '03
1911 .... Four years .......... 1      93,2791     1,409 131 5-8  !     
880 70
1912.... Four years .......... 1       25,0631       486 951 7-8  1     
426 08
190 .... Five  years .......... 1     400.956!     5 , 4 22 1-10 I1     
536 42
1909 ... .Five years .  .!........  1, 086,5561   12,913 61! 3-10 1    3,874
08
1910 .... Five years .  ......... 1  1,16S,8191   10,265 761 1-2  !    5,
132 88
1911 ... .Five years .  .       ! . ...... 1,365,847!  17,702 441 7-10 1
 12,391 71
1912 ... .!Five years . ......... 1  1,352,805    17,638 171 9-10 1   15,874
35
I Totals ........        1  $31,650,8601 .$368,756 701 .      192,920 33
I            . l l .            I     l      Il