470


GERMAN AMERICAN INS. CO.


LIABILITIES.
Gross losses adjusted and unpaid (due, $861.43; not
yet due, $16,661.20) .                               $17,522 63
Gross claims for losses in process of adjustment or in
.suspense, plus $716.50; reserve for losses incurred
prior to Dec. 31. of which no notice had been re-
received on that date .23,806 62
Gross claims for losses resisted.                        2,884 15
Total ..........................................  $44,213 40
l)educt reinsurance due or accrued .9,414 33
Net amount of unpaid losses and claims          .     .        $ 34,799 07s
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks, $199,438.32;
unearned premiums (fifty per cent) ................  $99,719 16
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $273,944.97; un-
earmied premiums (pro rata) .155.058 00
rI'otal unearned premiums as computed above       .     .      2 54,777 16
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued. 
5 90 28
Estimated amount hereafter payable for federal,; state and other
taxes based upon business of the year of this statement .     ......... 
4,600 00
Commissions, brokerage and other charges due or to become due to
agents and brokers ..........     ....................................  1,200
00
Return premiums .................................................2. 44 37
Total amount of all liabilities except capital .......        $295,710 SS
Capital actually paid up in cash .....................  200,000 006
Surplus over all liabilities .............................  269,204 72'
Surplus as regards policyholders       .        ...................  469,204
72
Total liabilities  ...................... ........................  $764,915
 60


RISKS AND PREM-IUMS.
Fire
risks.
In force on the 31st day of December, 1911 ....  ....  $38,804,646
Written or. renewed during the year ................    36,942,418
Excess of original premiums over amount received
for reinsurance ...............................................
Total ............ $75,747,064
Deduct those expired and marked off as terminated       28,439,096
In force at the end of the year ................. $ 47,307,968
Deduct amount reinsured ...........................      4,980,846
Net amount in force..........................    $42,327,122


Gross
premiums
thereon.
$455,602 39
422,181 61
776 40
$878,560 40
350,335 37
$528,225 03
54,84- 74
$473,383 29