CALIFORNIA     INS. CO.                           309
RECAPITULATION OF FIRE RISKS AND PREMIUMS.
Gross      * e
Year  Term.             Amount      ~~~~~premiums  -.. 0  Amount of
written.      Term               coee,          charged    Cd        premium
written.                covered.     ~less re-     ;~ W     unearned.
insurance.
1912 .... One year or less ....1    $24,617,700I   $381,453 62 1-2      $190,726
81
1910 .... Three years .    .......   13,724,1671    136,557 01 1-6      
 22,759 50
1911 .... Three years .      .       13,528,7361    174,141 49 1-2      
 87,070 74
1912..   Three years .       .       16,668,539     196,468 59 5-6      
163,723 75
........ Four years                      46,884         522 91 1-8      
     65 36
1908 .... Five  years  .     ......     345,107       4,733 71 1-1() I  
    473 37
1909..   Five years ...........         840,720      12,008 17 3-10     
  3,602 43
1910.... Five years ...........       1,208,206      17,557 36 1-2      
  8,778 65
1911.... Five years ...........i      1,645,029      24,090 47 7-10     
 16, 863 2&
1912... Five years    .    .......    1,736,234      27,142 44 9-10     
 24,428 16
I Totals .........          $74,361,322|   $974,675 77          $518,492
05
BUSINESS IN THE STATE OF WISCONSIN DURING THE YEAR.
Fire.
Gross risks written .............     ...................................
$2,797,41.5 00
Less $525,025 risks cancelled, and $158,040 reinsurance in companies
authorized in Wisconsin .........        ................................
 683,065 00
Net risks written ...........      ................................. $2,114,350
00
Gross premiums on risks written .................................       
$33,983 57
Less $4,615.53 return premiums; and $1,480.09 premiums for rein-
surance In companies authorized in Wisconsin .....        ..............
 6,095 62
Net premiums received .........        ..............................  $27,887
95
Losses paid (deducting salvage) .......         ...........................
 $12,105 08
Less losses on risks reinsured in companies authorized in Wis-
consin ...                                                              
  155 64
Net losses paid ............     ..................................  $11,949
44
Losses incurred   ................   ...................................
 $8,179 29
Less losses on risks reinsured in companies authorized in Wiscon-
sin           :                                                         
  155 64
Net losses incurred ............      .............................  $8,023
65