FIREMEN'S INS. CO.


Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
*year or less from date of policy, including interest
premiums on perpetual tire insurance risks,
$1,470,312.72; unlearned premiums (fifty per cent)..
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $3,825,430.55; un-


$735,156 36


earned premiums (pro rata) ........................ 2,046,421 83
Total unearned premiums as computed above ................ 2,781,578 15
Principal unpaid on scrip or certificate of profits authorized or
ordered to be redeemed .........................                    2,332
84
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  1,500
0.
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement ..........  - 27,052
73.
Commissions, brokerage and other charges due or to become 'due
to agents and brokers...................................... ...    10,000
00
Total amount of all liabilities except capital ................. $3,113,539
30
Capital actually paid up in cash ....................... $1,000,000 00
Surplus over all liabilities ........................... 2,723,239 49
Surplus as regards policyholders ................................... 3,723,239
49
Total liabilities ..............................................$ 6,836,778
79
RISKS AND PREMIUMS.
Gross
Fire         premiums.
risks.         thereon.
In force on the 31st day of December .............. $463,788,446  $4,788,356
34
Written or renewed during the year .258,929,621                   4,276,908
44
Excess of original premiums over amount received
for reinsurance .............................. -..............    407,373
41
Total .$722,718,067 $9,472,638 19
Deduct those expired and marked off as terminated   142,757,640   3,449,539
64
In force at the end of the year.              $579,960,427  $6,023,098 55
Deduct amount reinsured .62,590,588                                 727,355
28.
Net amount in force .$517,369,839                           $5,295,743 27
RECAPITULATION OF FIRE RISKS AND PREMIUMS.


-


Year        Term.
written.     Tem
1912 ....One year or less....
1911 .   Two years ...
1912 .    Two years
1910 .    Three years .
1911 .   Three years .
1912 .   Three years .
1909 .   Four years .
1910 .   Four years .
1911 .   Four years .
1912 .   Four years .
1908 .    Five years .
1909 .   Five years .
1910 ..'.. Five years .
1912 .    Five years ...
Over five years .....l
Totals .......




Gross       H
Amount        premiums     d_ d  'Amount of
covere     carged         a)   premium
coerd,  less re-       0   unearned.
insurance.      o
$127,806,5391 $1,470,312 721 1-2    $735,156 36
1,240,3821    12,884 911 1-4  1     3,221 23
1,123,049     14,716 311 3-4  1    1.1,037 23
83,000,191    759,293 361 1-6  1   126,548 89
97,280,159    882,285 511 1-2  1   441,142 75
106,488,647    967,490 III 5-6  1   806,241 76;
774,.985     7,503 931 1-8  1       937 99
661,882       7,785 471 3-8  1    2,919 55
674,439      7,119 701 5-8  1     4,449 81
589,624      6,854 581 7- 8  1    5,997 76f
14,192,010?   164,968 901 1-10 1    16,496 89
15,833, 746   190,894 901 3-10 1    57,268 47'
19,006,233    232,389 361 T-2  1   116,194 68
24,822,4911   291,961 001 7-10 1   204,372 70'
22,631,562    269,564 861. 9-10 1  242,608 37
1,243,9001     9,717 651P. R.I     .6,983 75
$517,369,839 $5,295,743 271 .    1 $2,781,578 19'