1022                           ROYAL INS. CO.
RISKS AND PREMIUMS.
Gross        Marine          GIrO's
Fire risk:;.   premiums     and inland     premiums
thereon.       risks.',      thereon.
In force Dec. 31, 1911... 1$1,590,425,8631$16,474,945 07  $15,191,941  $344,905
S&
Written    or   renewedl
during the year ......I 1,132,350,097 11,675,210 45   252,669,798  1,002,203
97'
Excess of original pre-j
miums over amountl
received for reinsur-I
ance .                I............      535,828 221 .............. ..............
Total .......       1$2, 722, 775, 960 $28, 685, 983 74  $267,861,739 $1,347,109
85'
Deduct those expiredl
and marked off as ter-I
minated .                991,905,2081 10,632,404 78j  242,554,697    778,380
13
In  force  at thel                                      -
end of the yearl$1,730,870,752I$18,053,578 96   $25,307,0421  $568,729 72
Deduct amount rein-I I I
sured ..I.                239,050,5941 2,676,485 73I      418,702      4,427
62'
Net   amount    Inm             I                            I
force ...         $1,491,820,1581$15,377,093 231  $24,888,3401  $564,302
1.0
Perpetual risks not included above, $4,704,515.00; deposit premiums on same,.
$102,103.14.
RECAPITULATION        OF FIRE RISKS AND PREMIUMS.
( ross
Year                            Amount        premiums            Amount
of'
written.         Term.            coveried      charged,      C ,    Dremium
less re-           unearned.
insurance.
1912 .      One year or less      $361,607,238 $4,180,429 49 1-2    $2,090,214
74
1911 ...   Two years .........       4,711,162     44,785 86 1-4        11,196
46
1912.      Two years......           3,268,712     38,222 70 3-4        28,667
02
1910     ...... Three years ..     224,296,822  2,085,420 90 1-6       347,570
14
1911 .   ..... Three years         240,153,805  2,225,879 83 1-2     1,112,939
92
1912 ...... Three years ..         269,471,738  2,462,706 91 5-6     2,052,255
76
1909 ...... Four years               3,007,037     33,574 69 1-8        
4,196 84
1910. . . Four years                 2,752,863     25,170 93 3-8        
9,439 10
1911 ...... Four years ........      2,566,206     26,202 97 5-8        16,376
87
1912 ...... Four years    ........   2,555,196     22,317 64 7-8        19,527
93
1908 ...   Five years .    ......  61,699 218     698 863 41 1-10       69,886
32'
1909 ...   Five years .    ......  66,303,794     737,792 34 3-10      221,337
69
1910 ..  1 Five years .      .      73,780, 6301  830,773 20 1-2       415,386
60
1911 ...   Five years .      .     82,054,5081    934,847 27 7-10      654,393
08
1912 ...   Five years .    ..      85,671,6321    965,710 211 9-10     869,139
19
I Over five years .. I     7,919,5971    64,394 88IP. R.      38,940 91
Totals ....... $1, 491, 820,.158I$15, 377, 093 23  . $7,961,468 57
I Perpetual risks .*..     4,704,5151   102,103 141..         88,575 95
I Grand totals ..     $1,496,524,6731$1s5,479,196 37      $8,050,044 52,
I.      $,5,4       52'