540                           HOME INS. CO.
NON-LEDGER ASSETS.
Interest accrued on bonds .   ......................................... 
226,566 00
Gross assets .........                                     $34,000,093 89
DEDUCT ASSETS NOT ADMITTED.
Agents' balances representing business written prior
to October 1, 1912 ..........   ..................  $109,411 29
Bills receivable, past due, taken for marine, inland,
and fire risks ..............     ...........        85,008 07
Book value of ledger assets over market value:
Stocks and bonds ..........    ........................  298,639 93
593,659 29
Total admitted assets ....................................... $33,406,434
60
LIABILITIES.
Gross losses adjusted and unpaid not 'yet due ......  $279,685 71
Gross claims for losses in process of adjustment or
in suspense, plus $100,000.v; reserve for losses in-
curred prior to Dec. 31, of which no notice had
been received on that date .......   ................. 1,533,496 15
Gross claims for losses resisted .....                119,50
Total ...................................    .$1,932,682 53
Deduct reinsurance due or accrued .668,685 20
Net amount of unpaid losses and claims .....     ............... $1,263,997
33
Gross premiums (less reinsurance) received and re-
ceivaule upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks, $7,840,8.800, un-
earned premiums (fifty per cent) .....     ..... $3,9210,414 00
Gross premiums (less reinsurance) received and re-
ceivaole upon all unexpired fire risks running more
than one year from date of policy, $15,123,611.00;
unearned premiums (pro rata) ............. ....... 8,026,747 00
Gross premiums (less reinsurance) (cash and bills)
received and receivable upon all unexpired inland
navigation risks, $636,552.00; unearned premiums
(fifty per cent) .............   -      .    .....  318,276 00
Gross premiums (less reinsurance) (cash and     bills)
received and receivable upon all unexpired marine
risks, $75,983.00; unearned premiums (100 per cent)  75,983 00
Total unearned premiums as computed above .                12,341,420 00
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  100,000
00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement ... .....  200,000
00
Commissions, brokerage and other charges due or to become due
to agents and brokers ..........................................     91,201
86
Reinsurance premiums        .............................................
 258,000 13
All other liabilities: Reserve as a conflagration surplus .... ...... 1,800',
000 (o
Total amount of all liabilities except capital ................ $16,054,679
32
Capital actually paid up in cash ......   ............. $3,000,000 00
Surplus over all liabilities ........ ................... 14,351,755 28
Surplus as regards policyholders ...........  ....................... 17,351,755
28
Total liabilities .............................................. $33,406,434
60