NEW    JERSEY FIRE INS. CO.                        697
UNDERWRITING       AND INVESTMENT EXHIBIT-Continlued.
MISCELLANEOUS EXHIBIT.                              Gain in      Loss in
I             | Surplus.   | Surplus.
Gain from    other sources: Surplus|
paid in .----------------------      I--.--------....  $381,627  ....1..
Net gain from  above .......  ........................$381,627.501l...........
Total gains and losses in surplus1           -
during the year ................... .I               $421,558 781  $218,75-
86
Surplus Dec. 31, 1911 .   ................  $25,3  6..
Surplus Dec. 31, 1912 .......  .........  453,809 78 ..............
Increase in surplus during the year             .    .    .   .       2 02,805
92
Totals        .          .........I ...............  $421,558 781  $421,858
78
_   _ __        _ __            _   I             I             I
Per cent of losses incurred to premiums earned 79.
Per cent of underwriting expenses incurred to premiums earned 91.8.
Per cent of investment expenses incurred to interest and rents earned .008.
Per cent of total losses and expenses incurred and dividends declared to
total income earned 151.58.