RIOYAL INS. CO.                             1019
ROYAL INSURANCE COMPANY, LIMITED
Liverpool, England.
U. S. Office, 84 WILLIAM STREET., NEW YORK CITYE
[Incorporated May 31st, 1845; commenced business in the VnIted States In
1851.;
admitted October 19, 1869.1
General Agent for the United States, EDWARD FITCH BEDDALL.
CAPITAL STOCK.
Statutory deposit ................  ....................  $450,000 00
Amount of ledger assets Dec. 31 of previous year ................... $11,810,549
92
INCOME.
Marine
Fire.        and inland.
Gross premiums ..................... $11,675,210 45    $1,002,203 97
Deduct gross amount paid for reinsur-
ance, fire, $1,994.237.87; marine and
inland, $96,514.80; return premiums,
fire, $1,893,227.54: marine and inland.
$131,178.39 ...........................3,887,465 41     227,693 19
Total premiums (other than
perpetual) .                    $7,787,745 04    $774,510 78
$8, 562.255 82
Gross interest on mortgage loans.                         $16,556 70
Gross interest on bonds and dividends on stock, less
$2,256.72 accrued interest on bonds acquired during
tre year ................. ..............................  222,122 93
Gross interest on deposits in trust companies and
banks ................                                   12,772 54
Gross interest from all other sources:
From   sub branch office ........... . ................     442 51
Gross rents from company's property, including
$56,016.03 for company's occupancy of its ow\ n build-
ings  ...............................................   398,955 14
Total gross interest and rents .......................5 ........  60,849
82
From other sources: Received from home offie...................         
27.406 16
Gross increase, by adjustment, in book value of ledger asscts:
Real estate .................$22,17..................  %20,1 'J53
Bonds ..........         .......................          7 ,175 00
209,3146 53
Total income ............                                        9.149.858
33
Total footings ............        .      .      .       $21,260,408 25
DIS]IIURSEiM1ENTS.
Marine
Fire.        and inland.
Gross amount paid p)olicylholders for
losses (including $714,077.04 occur-
ring in previous years).     . ..... $4,849,150 11     $334,346 11.
Deduct amount received for salvage,
fire, $64,753.83; marine and inland,
$12,791.25; reinsurance, fire. $959.-
540.30; marine and inland, $34,534.29;
discount, fire, $205.11 ..............  1,024,499 24     47,325 54
Net amount paid policyholders
for losses ..........................$ 3,824,650 87    $287,020 57
$4,111,671 44