228                NORTHWESTERN NA TIONAL INS. Co.
DEDUCT ASSETS NOT ADMITTED
Agents' balances,   representing  business  written
prior to October 1, 1912 .......    ...................  $5,311 00
Bills receivable, past due, takeu for marine, inland
(ld f-e risks  .....................................   1315
ant id fi re rss1,301 54
Book value of bonds over market value ........ ........  206,354 59
212,967 13
Total admitted assets .$6,560,326 43
LIABILITIES.
Gross losses adjlusted and unpaid, not yet due ...... . $59,646 28;
Gross claims for losses in process of adjustment or
in suspense, plus $1,932.,00 reserved for losses in-
curled prior to December 31, of which no notice
had been received on that date .................     88,1028 10
Gross claims for losses resisted .......... I ...........  21,55,0 (10
Total ..$ ,169, 224 38
Dedelct reinsurlance ilue or accrued ..... ............  17,216 29
Net amount of unpaid losses and claims .....     ...............  $152,008
09
Cross premiuins    (less reinsurance)  received  and
receivable upon all unexpired fire risks running
one year or less from date of policy, including in-
terest prenmiumns on perpetual fire risks, $875,654.3,0;
unearned premniumas (fifty per cent) ...............   .$437,827 15
Glross premiums    (less. reinsurance)  received  and
receivable upon all unexpired fire risks runnling
more than one year from    date of policy, $5,177,-
365.99; unearned premiums (pro rata) ....    ....... 2,716,109 45
Tottal unearned premiums as computed above .....      ......... 3,153,936
60
(onflagration reserve .........................                    500 (000
00
Salaries, rents,, expenses, bills, accounts, fees, etc., due or accrued 
1,743 64
E'stimated amount hereafter payable for federal, state and other
taxes based upon the business of the year of 'this statement 1.00,000 00
Commissions brokerage and other charges due or to become due
to agents and brokers ..........     ................................  18,474
00
Total amount of all liabilities except capital .$3,926,162 33
Capital actually paid up in cash ........$10........... 1,0,000 00
Surplus over all liabilities .......................... 1,634,164 10
Surplns as regar(ls policyholders .............................. 2,634,164
10
Total liabilities ................................................ $6,560,326
43
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.   thereon.
In force oln the 31st day of December, as per last
year's statement .........    ......................... $674,764,408 $6,075,596
91
Written or renewed during the year .....    ............  323,510,512 3,123,241
07
Total   ....................                    998,274,920  9,198,837 98
Deduct those expired and marked off as terminated     277,010,466  2,751,420
86
In force at the end of the year .$721,264,454 $6,447,417 12
De(ldct amount reinsured ..................     ......  44,019,575  394,396
83
Net amount in force December 31st, 1912 .... $677,244,879 $6,053,020 29