NASSAU    & DUTCIIIS     idRE INS.                       637
LIABILITIES.
Gross losses adjusted and unpaid not yet due .......     $13,644 67
Gross claims for losses in process of adjustment or
in suspense, plus $10.00.6,0; reserve for losses in-
curred prior to December 31, of which no notice
had been received on that date ....................     81,071 85
Gross claims for losses resisted ......   ................  5,875 00
Total .............$............................  $100,591 52
I)eduet reinsurance due or accrued .....    .............  13,306 48
Net amount of unpaid losses and claims .....       ...............  $87,285
04
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks, $537,5.81.37; un-
earned premiums (fifty per cent) ......    ............  $268,790 69
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $016,844.99; un-
Reinsurance premiums       ..............................................
 2,948 70
Total unearned premiums as computed above .....        ..........  N80.516
17
Salaries, rents, expenses, bills, fees, etc., due or accrued  ......... 
 500 00
Estimated amount hereafter payable for federal, state and other
taxes based upon business of the year of this statement     ........  8,500
00
Reinsurance premiums ...........       .................................
 2,948 70
Total amount of all liabilities except capital .............   $679,719 91
Capital actually paid up in cash ........... ........   $400,0000 (
Surplus over all liabilities ...........................  402,593 47
Surplus as regards policyholders .......      ............................
 802,593 47
Total liabilities ............................................. $1,482,343
38
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.     thereon.
In force December 31, 1911 ............$ 134,307,198 $1,452,332 68
Written or renewed in 191.2 .111,101,131 1,165,214 82
Excess of original premiums over am-ount received
for reinsurance ...........                                           3,835
06
Totals                     ; ...............$245,408,329 $2,621,382 56
Deduct expirations anld canellations        .116,087,364 1,200,196 06
In force December 31, 1912 ..........  ...........  $129,320,965 1,361,186
50
Deduct amount reinsuied ...........................      19,917,581   206,760
14
Net amount in force ......................$0......  19,403,384 $1,154,426
36