862


W1X8TSRMN INS, CO.,


Deduct reinsjurance (lue or accrued ..................  11,430 43
Net amount pf unpaid losses and claims .....     ...............  $54,101
76
('Gross premiums (less reinsurance) received and re-
eeivalie upon all unexpired fire risks runnaing one
year or let, from date of policy, including interest
pi-enilunis on perpetual fire risks, $356,965.69; un-
earlle(l premiums (fifty per cent) .......         $178,482 84
Gloss premiulls (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than on(e year from date of policy, $719,502.67; un-
earned premiums (pro rata) ......    .................  382, 075 01
Total nnearnedl premiums as computed above .....507..........  60,7 85
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued  300.
00
Estimated amnount hereafter payable for federal, state and other
taxes based upon business of the year if this statement ........  4,700 00
All other liabilities: Brokerage premiums .....    ..................  5,518
29
Total amount of all liabilities except capital ... $.2,180 90
Capital actually paid up in cash ...........$30,00.0..........  o366  00
Surplus over all liabilities . ...........................  4,0,822061
Suirplus as regards policyholders ..                              340,822
61
Tota.l liabilities ..............................................  $966,003
51
RISKS AND PREMIUMS.
Gross
premiums
Fire risks.   thereon.
In force on the 31st (lay of December, 1911 .......... $107,876,597 $1,167,171
50
Written or renewed during the year.                  76,676,047   873,579
62
Total .$184,,552,644 $2,04,0,751 12
Deduct those expire(l ind mal rked off as terminated  67,588,515  793,002
49
In foree at the end of the year .$116,964,129 $1,247,748 63
)edtlet lamount reinsurel .......   ....................  14,094,112  171,280
27
Net amnount in force .$102,870,017 $1,070,468 36
RECAPITULATION OF FIRE RISKS AND PRE-MIUMS.


Year
written.          Term.
1912 ....   One, year or- less
1911 ......    o    years .........I
12...... 'Wo years....
1910 . Three~ yers     .
191"0 ......  "I '11'}00   en  .......
1911 ...... Three years.
1912 ...... Three years .......
190)! .. 1 Four ye.ars .- ......
19111 ......Four years     .
.1....       P Four years ........
191" ..     o I four years ........
1908 ...    Five years .
1]909) .    Five years .
1910 .     Five years .
1911 ....Five yea rs .
1912 .... Fi ve years      .
I Over five years, .*--
Totals .


Gross
Amut   premiums             Amount of
cover1ed,    pxjcharged,   .d c     mremium
covered.   less re-             unearned.
insurance.     S, ,       _
$29, 216, 588  $338,436 51.1 1-2  1  $160;9,218 26
1,208,485       8,416 691 1-4  1     2,104 17
4(00,756      2,73,0 551 3-4  1    2,047 91
16,770,5561    1,54,716 641 1-t  |   25,780 1-I
17,401,3701    158,1),365 611 1-2  1  79,182 80
19,997,7781    18'7,6()5 321 5-6 I  156, 337 75)
56, 4871       520 291 1-8  I        65), 03
(63,050        627 831 38  1       235 43
230,9251      2,604 961 5-8        1,628 10
79,5461        930 91 7-8 I         814 54
2,508,3691     27,362 771 1-10 I     2,736 27
3,225,'771     32,152 811 3-10 I     9,645 84
4,434,9381     40,170 031 1-2  I    20,085 02
',.544,1841    41,462 401 7-10 |    29,023 68
:1,832,80.31   45,792 011 9-10 1    41,:212 80
85,5201        860 01 P. R. 1       552 56
$103, 063, 1321 $1642,755 341.        50,676 26
_1,4    5     34 ..