332                           CITIZENS INS. CO.
CITIZENS' INSURANCE COMPANY
St. Louis, Missouri.
Home Office, PIERCE BUILDING.
[Incorporated 1837; commenced business 1S37; admitted June 1, 1897.]
President, CHARLES E. CHASE.                        Secretary, P. 0. CROCKER.
Vice Presidents, R. Al. BISSELL, J. H. CARR.
CAPITAL STOCK.
Amount of capital paid up in cash ...................   $200,000 00
Amount of ledger assets December 61 of previous year .$876,583 14
INCOME..
Marine and
Fire.       inland.
Gross premiums            ............... 2,085,333 01   $10,313 64
Deduct gross amount paid for reinsur-
ance, fire, $1,263,432.94; return pre-
miums, fire, $319,665.08; marine and
inland, $1,233.68 .,583,098 02                           1,233 68
Total premiums (other than per-
petual) .$502,234 99                              $9,079 96
$511,314.95
Gross interest on mortgage loans ..................      $ 4,860 00
Gfross interest on bonds and dividends on stocks....      24,214 50
Gross interest on deposits in trust companies and
banks .      ........             ...........            1.454 00
Total gross interest ..........     ...............................  30,528
5M
From   other sources: Conscience money ......       .....................
 32 69
Total income ...............    ..................................  $541,876
14
Total footings .........      ..............................  $1,418,459
28
DISBURSEMENTS.
Fire.
Gross amount paid policyholders for losses (includ-
ing $155.467.67 occurring in previous vears - ........ $1,155,679 12
Deduct amount received for salvage, fire, $19,159.01;
reinsurance, fire, $799,576.12  .....      ......      818,735 13
Net amount paid policyholders for losses ....                        $336,943
99
Expenses of adjustment and settlement of losses ........ .......        6,798
72
Commissions or brokerage ......                                        92,723
66
S.Mlaries, $19,000.93, and expenses, $10,412.25, of special and gen-
oral agents   .     ................................................... 
29,413 18
S.alaries, fees. and all other charges of officers, directors, trustees
and home office employes .........        ............................. 
7,207 86
Rents ...............................................................   1,845
27
Advertising   W448.47; printing and stationery, $4,274.30 ..          4,722
77