NORWICH     UNION FIRE INS. SOCIETY.                    985
LIABILITIES.
Gross losses adjusted and unpaid (due, $31,691.50; not
yet due, $7,167.81) .$38,859 31
Gross claims for losses in process of adjustment or
in suspense, plus $10,593.75 reserved for losses in-
curred prior to December 31 of which no notice had
been received on that date .92,900 00
Gross claims for losses resisted .27,404 00
Total ..................   .......................  $159,163 31
Deduct reinsurance due or accrued ...................   37,863 50
Net amount of unpaid losses and claims .....................  $121,299 -91
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running one
year or less from date of policy, including interest
premiums on perpetual fire risks, $1,108,971.70; un-
earned premiums (fifty per cent) ...................  $554,485 85
Gross premiums (less reinsurance) received and re-
ceivable upon all unexpired fire risks running more
than one year from date of policy, $2,024,51".52; un-
earned premiums (pro rata) .......    ................. 1,055,017 63
Total unearned premiums as computed above ................ 1,609,503 48
Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued. 
1,992 62
Estimated amount hereafter payable for federal, state and other
taxes based upon the business of the year of this statement ......  35,656
8-4
Commissions, brokerage and other charges due or to become due
to agents and brokers.............................      .         ............
 18,390 39
Return premiums, $6,177.28; reinsurance premiums, $4,317.83....      47,495
11
Total amount of all liabilities except capital .......6 ........ $1,834,338
25
Statutory deposit .......       ................      $200,000 00
Surplus over all liabilities .......................   741,130 25
Surplus as regards policyholders ................ I . ..................
 941,130 2 5
Total liabilities .............................................. $2,775,468
50
RISKS AND PREMIUMS.
Gross.
Fire         premiums
risks.         thereon.
Inl force on the 31st day of December, 1911 ........... $367,934,395  $3,813,653
14
Written or reiiewed during the year ................  25,887,992  2,662,425
26
excess. of original premiums over amount received
for reinsurance ...                               ............     22,802
.3l2
Total .        ...............      ........  $626,822,317  $6,498,880 72
Deduct those expired and marked off as terminated   243,923 007   2,555,694
?,5
In for ecat the end of the year ...............$ 382,899,310  $3,943,186
37
l)educt amount reinsured ..........................  82,415,345     809,702
1l5
Net amount in force            .$300,483,965                $3,133,484 22